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Maximize your interest earnings up to 7.88% p.a. Use our live calculator to find the highest returns based on your salary credit, deposit size, and card spending.
Apply for qualifying accounts through MoneySmart this month to claim:
Overview of interest tiers, requirements, and minimum balances across Singapore's leading banks.
| Bank & Account Name | Your Calculated EIR | Max Headline Rate | Est. Annual Return | Min Deposit | Min Salary | Min Spend | Action |
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We simplify complex interest criteria so you never miss out on bonus yield.
No more confusing rate tiers. Our algorithm calculates your exact effective rate based on your actual salary credit and spend pattern.
Get extra cash vouchers, tech gadgets, or Dyson appliances when applying through MoneySmart in addition to bank sign-up promos.
All featured Singapore bank savings accounts are SDIC insured up to $100,000 per depositor per scheme member.
Expert advice to help you optimize your emergency funds and maximize interest yields.
Welcome to WordPress. This is your first post. Edit or delete it, then start writing!
Clear answers to help you choose and apply for the right savings account.